About us

Quienes Somos.

We are a group of professionals specialized on residential property retention. Our Goal is to provide a honest service to all property owners in our community who are experiencing problems paying they mortgage or are about to default because an eminent financial hardship. We are experts on all the guidelines and programs from the government and have years of experience negotiating with banks and have successfully processed hundred of loan modifications.

Attorneys are in the business of details. Lawyers are trained to watch the "fine print" and use small points to get big results. Successfully navigating the loan modification process requires enduring attention to details from start to finish. Details such as making sure the exact information is provided to the bank in exactly the way they need to see it, details such as making sure information provided in one part of your application is absolutely consistent with similar information provided elsewhere and details in making sure your application fits with the demands (which are often hidden from borrowers) that regulators are placing on your bank to grant certain types of modifications over others.We are professionals that understand what the homeowner goes through with the foreclosure process,Many of our clients are coming from other firms and companies that tried to modified and were not successful My team and I are here to represent you and help you and help you to keep your property.

The Art of Persuasion.

An application for a mortgage modification might seem like a form containing basic financial information, but that is only the beginning. To us it should be and is a persuasive document. In addition to being trained to tend to details, attorneys are also skilled in the art of persuasion. These skills are crucial in getting the absolute best terms from your bank. From persuading the bank to even consider a modification, to then persuading the bank to not only accept your best terms, but also consider reducing the principal balance on your mortgage – are all arguments that an attorney is uniquely qualified to bring to bear on your application.

Reserving Your Rights.

The modification of a mortgage is a legal process. By engaging your bank in this process you are walking a fine line between keeping and losing your home. Your bank may have already started foreclosure proceedings, considering starting foreclosure proceedings, or maybe you are merely on the verge of default which could lead to a foreclosure. The modification process involves the sharing of significant amounts of confidential information with your bank and written statements that could be used against you as an admission of guilt in a foreclosure proceeding. There's no getting around these facts, but there are ways to engage in the free flow of information while still reserving your rights and preserving a strong defense in the event your bank decides to pursue foreclosure instead. When that happens, you will need every tool at your disposal to defend against foreclosure. Also, a strong foreclosure defense can also convince the bank to come back to the negotiating table and reconsider giving you a modification. Building and preserving a strong defense can and should only be done by an attorney. The bottom line is that when dealing with your home, the stakes are too high to put to chance. If you are considering the modification of your mortgage, and you are looking for a permanent solution, the only way to give yourself the best chance at success is to get the people with the right skillset working on your behalf. You don't need an attorney, but having the right attorney representing you in a mortgage modification is the only way to give yourself the best chance at success and avoiding peril in the event success is not possible.

Who We Are.

We are a group of professionals specializing in the retention of residential properties. Our goal is to offer an honest service to all owners of property in our community who are experiencing problems in paying the mortgage or that are on the verge of not being able to pay due to a financial difficulty eminent. We are experts in all guides and programs of the government, we have years of experience in the negotiation of loans with banks and we have successfully prosecuted hundreds of changes in mortgage loans.

We are trained to see the "small print" and the use of small dots to achieve great results. Successfully navigate the process of modification of mortgages requires excellent attention to detail from start to finish. Details how to make sure that the information provided is accurate to the bank and in the manner in which has to be presented . Details such as make sure that the information provided in a part of your application is absolutely consistent with similar information provided for in another place so as to ensure that your application is adjusted to the demands (which are often hidden from the borrowers) that the regulators are putting in your bank to grant certain types of modifications on others. The conclusion is that when it comes to your home, the risks are too high to leave it to chance. If you are considering modifying your mortgage, and searches for a permanent solution , the only way to give you the best chance of success is to ensure that people with experience in this process they represent. You do not need a lawyer, but having the right lawyer to represent you in a modification of your mortgage is the only way to have the best chance that it will be passed.

Quienes Somos

Somos La Firma del Abogado James E. Clark con algunos de los mejores abogados, paralegales y profesionales bancarios especializados en la retención de propiedades residenciales. Nuestro objetivo es ofrecer un servicio honesto a todos los dueños de propiedades de nuestra comunidad que están experimentando problemas para pagar la hipoteca o que están a punto de no poder pagar debido a una dificultad financiera eminente. Somos expertos en todos las guías y programas del gobierno, tenemos años de experiencia en la negociación de prestamos con los bancos y hemos procesado con éxito cientos de modificaciones de préstamos hipotecarios.
Estamos capacitados para ver la "letra pequeña" y el uso de puntos pequeños para conseguir grandes resultados. Navegar con éxito en el proceso de modificación de préstamos hipotecarios requiere excelente atención a los detalles de principio a fin. Detalles como asegurarse de que la información proporcionada al banco es exacta y en la forma en que tiene que ser presentada. Detalles tales como asegurarse de que la información proporcionada en una parte de su solicitud es absolutamente coherente con la información similar prevista en otro lugar para así asegurarse de que su aplicación se ajusta a las demandas (que a menudo se ocultan de los prestatarios) que los reguladores están poniendo en su banco para otorgar ciertos tipos de modificaciones sobre otros. La conclusión es que cuando se trata de su casa, los riesgos son demasiado altos para dejarlo a la suerte. Si usted está considerando la modificación de su hipoteca, y busca una solución permanente, la única manera de darte la mejor oportunidad de éxito es conseguir que personas con experiencia en este proceso lo representen. Usted no necesita un abogado, pero tener el abogado adecuado que le represente en una modificación de su hipoteca es la única manera de tener la mejor oportunidad de que sea aprobada.

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